Rate Of Mark-Up On State Provident Fund I.E. General Provident Fund For the Fiscal Year 2025-26

The Ministry of Finance, Government of Pakistan, communicated the rate of mark-up on the State Provident Fund, i.e. the General Provident Fund (GPF), for the fiscal year 2025-26 through letter No. 8(1)GS-I/2018-0001 dated 12 August 2026. The letter states the GPF mark-up rate for FY 2025-26 as 12.05% and also records the rates for the two preceding fiscal years.

Key Highlights Of the GPF Mark-Up Rate Letter

• The letter is dated 12 August 2026 and bears reference No. 8(1)GS-I/2018-0001.
• It communicates the rate of mark-up on the State Provident Fund, identified in the letter as the General Provident Fund (GPF).
• The stated GPF mark-up rate for fiscal year 2025-26 is 12.05%.
• The letter also records rates of 13.97% for FY 2023-24 and 12.46% for FY 2024-25.
• It is addressed to the Controller General of Accounts (CGA), Islamabad.

GPF Mark-Up Rates For the Three Fiscal Years

The following figures reproduce the fiscal-year rates shown in the Ministry of Finance letter:

According to the letter, the mark-up rate for the fiscal year 2025-26 is 12.05%. The earlier two entries are included for comparison because they appear in the same official table.

What Does the Ministry Of Finance Letter Communicate?

The letter states that the rate of mark-up on the State Provident Fund, i.e. the General Provident Fund (GP Fund), for fiscal year 2025-2026 is as shown in its rate table. The operative figure for FY 2025-26 is 12.05%.

The document is addressed by Muhammad Iqbal Khan, AAO (Borrowing), to the Controller General of Accounts, CGA, Islamabad. Its subject line specifically identifies the rate of mark-up on the State Provident Fund, i.e. General Provident Fund, for FY 2025-26.

Who Received Copies Of the Letter?

The letter is addressed to the Controller General of Accounts. Its copy-for-information list names a range of federal offices and authorities, provincial finance secretaries and accountant general offices, and other public-sector offices. The list includes the President Secretariat, Prime Minister Office, National Assembly Secretariat, Senate Secretariat, Auditor-General of Pakistan, provincial finance departments, AGPR offices and other named authorities.

The circulation list records who was sent a copy for information. It does not, by itself, set out separate eligibility or accounting rules for every provincial provident fund or every public-sector organization. Employees should confirm the rules applicable to their own fund and employer with the relevant accounts office.

Relationship With Other General Provident Fund Notifications

This 12 August 2026 letter communicates the GPF mark-up rates and should be read as the specific source document linked below. A separate Finance Division resolution dated 3 September 2026 also addresses the GPF profit rate for 2025-26. You can read the related GPF Profit Rate 2025-26 notification for that later resolution.

For information about monthly deductions rather than the annual mark-up rate, see the uniform GPF subscription rates for BS-1 to BS-22. The governing framework is covered in the General Provident Fund (Federal Services) Rules.

Frequently Asked Questions

What is the GPF mark-up rate for 2025-26?

The Ministry of Finance letter dated 12 August 2026 states the rate as 12.05% for fiscal year 2025-26.

What was the GPF mark-up rate for 2024-25?

The same letter lists the rate for fiscal year 2024-25 as 12.46%.

What was the GPF mark-up rate for 2023-24?

The letter lists the rate for fiscal year 2023-24 as 13.97%.

What is the reference number of the 12 August 2026 letter?

The reference number printed on the letter is 8(1)GS-I/2018-0001.

To whom was the letter addressed?

It was addressed to the Controller General of Accounts (CGA), Islamabad.

Official Ministry Of Finance Letter

Consult the original letter for its exact wording, rate table, addressee and copy-for-information list.

Download the Ministry of Finance letter dated 12 August 2026 (PDF)